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Create a six-step home inventory with photos, receipts and serial numbers

Keep a room-by-room inventory of belongings, supported by photos, purchase records and secure copies.

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National Association of Insurance Commissioners (NAIC)

Official NAIC home inventory guidance link. No separately reused preview image is attached.

Link card to NAIC home inventory guidance

The U.S. National Association of Insurance Commissioners recommends photographing and categorizing possessions so they can be documented after loss. Coverage and evidence requirements depend on local law and policy terms; an inventory does not guarantee payment.

Your try-it-at-home checklist

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1. Divide the inventory by room—living area, kitchen, bedrooms and storage. Start with appliances and higher-value possessions if that feels easier.
2. Take overview photos of each room and close-ups of key items. Avoid heavy edits that obscure their condition or identifying features.
3. Record item name, brand, model, serial number when available, purchase date and approximate cost. Label estimates separately from receipt-backed amounts.
4. Attach receipts, warranties and appraisals where available. Keep serial numbers and other sensitive details out of public posts.
5. Store inventory records and photo copies securely on a device plus a separate location or access-controlled backup. Review cloud-sharing permissions.
6. Update the list after major purchases, disposals or moves. If a loss occurs, check the particular insurer and policy's documentation requirements in your country.

Official NAIC home inventory guidance link. No separately reused preview image is attached.

Your try-it-at-home checklist

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